What is the content of the new auto insurance policy in 2016?

With the current increase in the number of private cars, the number of auto insurance insurances is also increasing year by year. In order to regulate the auto insurance market, the CIRC has carried out a new round of reforms on auto insurance in 2016. What is the content of the new auto insurance policy in 2016? Does the introduction of the new policy better help the people? Today we will come together to talk about this topic.

In 2016, China Insurance Regulatory Commission will expand the new policy on auto insurance from the original six pilots to the current 18 pilot areas. Items that have not previously been included in the claims will be included in the claims after the reform. For example, if an accident occurred in the past if the car was not listed, the insurance company would not pay compensation. Now, after the reform, compensation can be obtained.

In addition, the 2016 auto insurance new policy also introduced five new measures. They are:

The first is that, as mentioned above, a car accident occurs when the car does not have a license plate, and the insurance company also provides compensation.

Secondly, if there is a traffic accident in your car, if the police confirm that the primary responsibility is the other party after the alarm, but the other party is not resolutely compensated, we can let our insurance company pay us first and then the insurance company will The counterparty insurance company conducts coordination claims.

Third, if the higher the frequency of traffic accidents in your car, then the premiums you pay for the next year will increase substantially. And if there is no traffic accident in your car this year, then you can enjoy the benefits that the insurance company gives you.

Fourth, the new insurance policy stipulates that in the third liability insurance, the driver’s relatives are also included in the scope of claims. In addition, if the company encounters severe natural weather or natural disasters, the insurance company also begins to claim compensation for the owner.

Fifth, the amount of risk involved in the implementation of insurance is directly related to the amount of premium paid, which can better regulate the driving behavior of each driver and ensure that each driver can drive safely.

In short, since the introduction of the new auto insurance policy in 2016, people have fully realized that if they want to invest less premium, they must obey the traffic rules and reduce the risk of car traffic accidents, so that everyone can be cautious and safe. Driving.

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